What is a Merchant Cash Advance?
Basically, a merchant cash advance is an alternative to a business loan that is faster, easier and does not require collateral or good credit.
Currently, more than 90% of businesses that apply for a business loan get turned down. It could be for a number of reasons; bad credit, no collateral, slowing business...
With a merchant cash advance, we offer a 100% approval rate. No matter how bad your credit is, one of our professional consultants can find a way to get you funded as long as you meet our simple requirements.
How does a merchant cash advance work?
One of the main reasons we are able to fund your business and the banks can't is because of our unique payback structure.
What we do is purchase a percentage of your future credit card sales at a discounted rate, which in turn you pay us back using a percentage of your daily credit card sales. This is done automatically through your credit card processor.
The application process is simple and we can generally fund your business in less than a week.
Requirements for a Merchant Cash Advance
Getting a cash advance for your business is easy, but you must meet these simple requirements;
- Your business must be open for at least 6 months.
- You must accept Visa and MasterCard as a form of payment.
- You must process at least $2,500 in credit card sales each month.
If you meet these requirements, chances are you will qualify for a merchant cash advance. Use this simple form on the right and one of our representative will prepare a simple, no obligation quote for you.

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